How do I apply to �鶹��?

To apply, complete the free online application and have official high school or college transcripts sent to the Admissions Office. Follow the steps on the �鶹�� Apply Here page for full instructions.

What support services are available for current students?

�鶹�� offers academic advising, tutoring through the Center for Academic Achievement, and basic needs resource support including food, housing, transportation, and mental health referrals.

How does academic advising work?

Academic advising provides course selection help, transfer guidance, and academic planning. Students can visit advisors during walk-in hours or by appointment in the student services area.

Can I transfer credits from �鶹�� to another college?

Yes, �鶹�� supports transfer to four-year institutions. Students should apply early and send official transcripts to the transfer college. Transfer policies vary by institution.

What are the estimated tuition and fees?

For 2025–2026, tuition and fees are approximately $6,222 per year for full-time students, with additional costs for books, supplies, and housing detailed on the Paying for College pages.

Does �鶹�� offer free tutoring?

Yes. The Center for Academic Achievement offers free tutoring, study skills support, and access to study materials, with both in-person and online tutoring options available.

How can I get help if I’m struggling with basic needs?

Students can contact the Basic Needs Resource Navigator for support with food, housing, transportation, or mental health needs, along with community referrals and advocacy services.

Where is �鶹�� located?

�鶹�� is located at 2101 14th Street in Cloquet, Minnesota, with campus facilities, parking, and office hours listed on the Find Us page.

Loan Application Process - Paying for College - Fond du Lac Tribal and Community College

Q: What support services are available for current students?

�鶹���� offers academic advising, tutoring through the Center for Academic Achievement, and basic needs resource support including food, housing, transportation, and mental health referrals.

Q: Can I transfer credits from �鶹���� to another college?

Yes, �鶹���� supports transfer to four-year institutions. Students should apply early and send official transcripts to the transfer college. Transfer policies vary by institution.

Q: Where is �鶹���� located?

�鶹���� is located at 2101 14th Street in Cloquet, Minnesota, with campus facilities, parking, and office hours listed on the Find Us page.

RESPONSIBLE BORROWING

Before you borrow, determine if you will be able to afford the payments.
�鶹�� will inform you of the amount of student loans for which you’re eligible, but you can apply for less than that amount.
Student loans can be borrowed to cover your bill at the college and/or for living expenses. We encourage you to borrow only what you need to earn your degree.
You’re responsible for knowing the total amount you’ve borrowed and how much you have left toward your lifetime limits. You can see a summary of your federal loan debt at
Your federal student loans go into repayment when you drop below half-time enrollment, leave school, or graduate. At that time, in addition to beginning repayment you will also be required to complete
The federal government offers several (such as Income Driven). Before you choose a repayment plan, use the to see which plans you may be eligible for, how much you’ll owe overall, and what your monthly payment might be.
Inform yourself regarding debt, investing, budgeting – how to manage your money! You can start by reviewing “Money Management for Students” and “GradReady” on our Money Management Information page.

LENDER LIST AND LOAN CODE OF CONDUCT

�鶹�� has a historical lender list and does not endorse any lenders. Please read our Lender List and Loan Code of Conduct.

LOAN OPTIONS

Direct Subsidized Loan
Direct Unsubsidized Loan
Direct PLUS Loan (Parent Loan for Undergraduate Student)
Alternative/Private loans through lenders

Learn More About Loan Options

HOW TO APPLY FOR DIRECT SUBSIDIZED AND DIRECT UNSUBSIDIZED LOANS

Entrance Loan Counseling (Entrance). Complete Entrance Loan Counseling at the
- After logging in, follow the navigation path for undergraduate, Direct Subsidized and Unsubsidized loan – NOT PLUS loan. We recommend you print all disclosures, including the Borrower Rights and Responsibilities, and keep for your records. After completing the Entrance Counseling, do NOT logout!  At the bottom the Entrance Loan Counseling page is a box titled “Next Step,” click on “Complete Master Promissory Note.” There is no need for you to submit anything to the Financial Aid Office because the website will notify the Financial Aid Office.
Master Promissory Note (MPN). .
Staying on the same page where the Entrance Counseling ends, in the “Next Step” box at the bottom of that page, click on “Complete Master Promissory Note.” Then, to the right of “MPN for Subsidized/Unsubsidized Loans” click “.” We recommend you print the Borrower Rights and Responsibilities and keep for your records. Again, the website will notify the Financial Aid Office that your Master Promissory Note is complete.
Loan Request. .
Log into the Campus Account, use the menu of the upper left side of the screen. Click on ‘Financial Aid” and then “Loans.” On the Loan Application screen, the amount displayed is the “Full Time” amount. If you are taking less than 12 credits, you can retrieve the accurate loan amount using the “To see your eligibility at all enrollment levels” link. If the loan amount or loan period are incorrect, make the changes and “Continue.” The following paper Loan Request Forms are provided here:
Fall/Spring Loan Request Form
Summer Loan Request Form

HOW TO APPLY FOR DIRECT PARENT LOAN FOR UNDERGRADUATE STUDENT (PLUS)

Parent PLUS MPN. Do not complete the PLUS Request Process on the website — this is a commonly made error. After completing the PLUS MPN, a credit check is performed by the U.S. Department of Education to determine eligibility. If applying for multiple PLUS loans, Credit Checks must be renewed every 180 days.
PLUS Request Form for the term you are attending:
Fall/Spring PLUS Loan Request Form
Summer PLUS Loan Request Form

*** Please note: If parent(s) are not sure if they will be approved, they may have �鶹�� perform a credit check prior to applying for a PLUS loan. If they are denied a PLUS loan the student would be eligible for more Unsubsidized Direct Loan.

PLUS Credit Check Consent Form

HOW TO APPLY FOR ALTERNATIVE/PRIVATE LOANS

HELPFUL WEBSITES AND INFORMATION

 Stafford and Direct Loan history is available at this site.
must be completed after receiving the last disbursement of Direct Loans.

�鶹�� COHORT DEFAULT RATE (CDR)

Year �鶹�� National Average

2022 0.0% 0.0% *Covid

2021 0.0% 0.0% *Covid

2020 0.0% 0.0% *Covid

2019 3.5% 3.7% *Covid

2018 16.3% 11.5%

Want to double-check our numbers? To research �鶹��’s past three year’s CDRs

Go to
Click on “Official CDRs for the past three fiscal years*”
Download Excel file and search alphabetically for �鶹�� School Code 031291

To compare �鶹��’s CDR to the national average

Go to

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